Privacy Policy

1. Information We Collect

We may collect:

• Personal details (Name, Phone, Email)
• Identity and address proof
• Financial details (for member services only)
• Business and professional information

2. Purpose of Data Collection

Your data is used for:

• Providing requested services
• Processing applications
• Managing co-operative membership
• Communication and updates
• Legal and regulatory compliance

3. Data Sharing

We may share your information with:

• Government authorities
• Financial institutions (for facilitation purposes)
• Co-operative society entities (for member services)
• Third-party service providers
• Associates, franchisees, vendors, sister concern companies

4. Co-operative Financial Data Usage

For services like savings, FD, pigmy, and deposits:

• Data is used strictly for member service management
• Transactions are recorded as per co-operative regulations
• We maintain reasonable safeguards for financial data

5. Data Security

We implement reasonable security measures to protect your data. However, no system is completely secure.

6. Cookies

We may use cookies to improve user experience and analyze website usage.

7. User Rights

Users can:

• Request data correction
• Request deletion (subject to legal obligations)

8. Data Retention

We retain data:

• As long as required for service
• As per legal and regulatory requirements

9. Updates to Policy

KAVCO may update this policy at any time without prior notice.

10. Contact Information

For any queries:
Email: ksddmcs2003@gmail.com
Phone: 8882899000